Starting a Section 8 Microfinance Company is a smart and legal way to offer financial services like small loans and credit support to low-income groups in India. Unlike NBFC-MFIs that require RBI approval and high capital, a Section 8 Microfinance Company operates as a not-for-profit entity under the Companies Act, 2013. It is ideal for entrepreneurs, NGOs, and self-help groups who want to promote financial inclusion without the burden of complex RBI licensing.

The main objective of a Section 8 Microfinance Company is to provide micro-loans at low interest, support small businesses, and improve the livelihoods of underprivileged sections of society. The registration process involves name approval, Digital Signature Certificate (DSC), Director Identification Number (DIN), drafting of Memorandum and Articles of Association (MOA & AOA), and finally, obtaining a license from the Ministry of Corporate Affairs (MCA).

This is where Agile Regulatory offers professional support. As a trusted consultancy in company registration and licensing, Agile Regulatory provides end-to-end services for setting up a Section 8 Microfinance Company. From selecting the right structure and drafting legal documents to filing applications and getting MCA approval, our experts handle the entire process seamlessly.

We ensure that your objectives are aligned with MCA norms and help in maintaining compliance post-registration. Our team also guides you on managing donations, CSR funds, and tax exemptions under Section 12A and 80G of the Income Tax Act, if applicable.

Section 8 registration allows you to legally operate a microfinance model that brings impact without chasing profit. Whether you’re planning to start a village-level lending initiative or a city-based women empowerment scheme, Agile Regulatory ensures your vision is supported with a strong legal foundation.

Let Agile Regulatory be your compliance partner in building a sustainable, impactful, and fully legal microfinance company under Section 8.